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Rules checked October 25, 2026 · by Dr. Emily Turinas, PhD

How to start a private practice in New Jersey

The steps are the same everywhere. New Jersey's rules are what change: your board, your entity, your ads, your paperwork. Here they are for counselors, marriage and family therapists, clinical social workers, and psychologists, each linked to the official source.

Business education, not legal, tax, or clinical advice. Confirm each rule at the linked source before you rely on it.

Show rules for:
Usual entityA PLLC (professional LLC)
Yearly state filing$75
Recording sessionsOne-party consent state; get written consent either way
AI note toolsNo New Jersey-specific AI note law found as of October 25, 2026

By license

Starting a private practice in New Jersey, by license

Find your license for its New Jersey title, board, and what associates should know. The full rules for every license follow below, each linked to the official source.

Counselors · LPC

Starting a private practice in New Jersey as an LPC

License: Licensed Professional Counselor (LPC). Board: New Jersey Professional Counselor Examiners Committee, under the State Board of Marriage and Family Therapy Examiners, Division of Consumer Affairs.

  • Title in ads: Show your name, "LPC" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery.
  • Continuing education: Complete 40 contact hours every 2 years.
  • Renewal: Renew every 2 years, before your license expires.
Before full licensure: Licensed Associate Counselor (LAC)

Our research didn't find a New Jersey board rule on this level's ads or private practice. Whether you may own a practice, bill insurance in your own name, or see private-pay clients outside your supervisor's practice: confirm with your board before you set anything up.

Rules checked October 25, 2026 · Official board site · Ad rules · Consent and records

MFTs · LMFT

Starting a private practice in New Jersey as an LMFT

License: Licensed Marriage and Family Therapist (LMFT). Board: New Jersey State Board of Marriage and Family Therapy Examiners, Division of Consumer Affairs.

  • Title in ads: Show your name, "LMFT" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery.
  • Continuing education: Complete 40 contact hours every 2 years.
  • Renewal: Renew every 2 years, before your license expires.
Before full licensure: Licensed Associate Marriage and Family Therapist (LAMFT)

Our research didn't find a New Jersey board rule on this level's ads or private practice. Whether you may own a practice, bill insurance in your own name, or see private-pay clients outside your supervisor's practice: confirm with your board before you set anything up.

Rules checked October 25, 2026 · Official board site · Ad rules · Consent and records

Social workers · LCSW

Starting a private practice in New Jersey as an LCSW

License: Licensed Clinical Social Worker (LCSW). Board: New Jersey State Board of Social Work Examiners, Division of Consumer Affairs.

  • Title in ads: Show your name and "LCSW" or "Licensed Clinical Social Worker," plus your practice address and phone number, on ads, cards and stationery.
  • Continuing education: Complete 40 CE credits every 2 years as an LCSW.
  • Renewal: Renew every 2 years, before your license expires.
Before full licensure: Licensed Social Worker (LSW)

Our research didn't find a New Jersey board rule on this level's ads or private practice. Whether you may own a practice, bill insurance in your own name, or see private-pay clients outside your supervisor's practice: confirm with your board before you set anything up.

Rules checked October 25, 2026 · Official board site · Ad rules · Consent and records

Psychologists

Starting a private practice in New Jersey as a psychologist

License: Psychologist. Board: New Jersey State Board of Psychological Examiners, Division of Consumer Affairs.

  • Title in ads: Put your name, license number, and your practice's street address and phone number on every ad, card, website and stationery.
  • Continuing education: Complete 40 CE credits every 2 years.
  • Renewal: Renew every 2 years, before your license expires.
If you're not fully licensed yet

Our research didn't find a New Jersey board rule on this level's ads or private practice. Whether you may own a practice, bill insurance in your own name, or see private-pay clients outside your supervisor's practice: confirm with your board before you set anything up.

Rules checked October 25, 2026 · Official board site · Ad rules · Consent and records

Licensing

Your licensing board in New Jersey

Read your board's rules before you name your practice or write your website.

LicenseBoardContinuing educationRenewal
CounselorsNew Jersey Professional Counselor Examiners Committee, under the State Board of Marriage and Family Therapy Examiners, Division of Consumer AffairsComplete 40 contact hours every 2 years.Renew every 2 years, before your license expires.
Marriage and family therapistsNew Jersey State Board of Marriage and Family Therapy Examiners, Division of Consumer AffairsComplete 40 contact hours every 2 years.Renew every 2 years, before your license expires.
Clinical social workersNew Jersey State Board of Social Work Examiners, Division of Consumer AffairsComplete 40 CE credits every 2 years as an LCSW.Renew every 2 years, before your license expires.
PsychologistsNew Jersey State Board of Psychological Examiners, Division of Consumer AffairsComplete 40 CE credits every 2 years.Renew every 2 years, before your license expires.

Advertising

Advertising rules for therapists in New Jersey

Every ad counts: your website, directory profiles, business cards, and often your bills.

Counselors

Your title

Show your name, "LPC" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery.

  • Office entry signs are exempt.
  • You can use "Licensed Professional Counselor" instead of "LPC."
  • List your highest relevant degree from a regionally accredited school.
  • You can ask the Board to waive your street address for safety.

N.J.A.C. 13:34-29.3

What you can't say

Never promise a cure or satisfaction, and keep every claim true.

  • Don't identify a client without written consent.
  • Don't advertise services beyond your ability.
  • No ads that pressure or intimidate.
  • Keep copies of your ads.

Not yet confirmed: We found no testimonial rule and no mention of "specialist" for counselors. Check with the board before using either.

N.J.A.C. 13:34-29.5

Marriage and family therapists

Your title

Show your name, "LMFT" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery.

  • Office entry signs are exempt.
  • You can use "Licensed Marriage and Family Therapist" instead of "LMFT."
  • You can ask the Board to waive your street address for good cause, such as safety.

N.J.A.C. 13:34-9.3

What you can't say

Never promise a cure or satisfaction, and keep every claim true and provable.

  • Testimonials need a past client or personal knowledge, plus a signed, notarized release.
  • If you paid for a testimonial, say so in the ad.
  • Don't identify a client without written consent.
  • Keep copies of your ads.

Not yet confirmed: The word "specialist" isn't addressed in the sections we reviewed. Check with the board before using it.

N.J.A.C. 13:34-9.6 and 9.7

Clinical social workers

Your title

Show your name and "LCSW" or "Licensed Clinical Social Worker," plus your practice address and phone number, on ads, cards and stationery.

  • Office entry signs are exempt.
  • List your highest relevant degree first, then your license, for example "MSW, LCSW."
  • You can ask the Board to waive your street address for good cause, such as safety.

Not yet confirmed: A license number isn't required in the section we reviewed. Check with the board.

N.J.A.C. 13:44G-11.3 and 11.4

What you can't say

Never promise a cure or satisfaction, and keep every claim true and provable.

  • Testimonials need a past client or personal knowledge, plus a signed, notarized release.
  • If you paid for a testimonial, say so in the ad.
  • Don't identify a client without written consent.
  • Keep copies of your ads.

Not yet confirmed: The word "specialist" isn't addressed in the sections we reviewed. Check with the board before using it.

N.J.A.C. 13:44G-11.6 and 11.7

Psychologists

Your title

Put your name, license number, and your practice's street address and phone number on every ad, card, website and stationery.

  • Office entry signs are exempt.
  • Using a business name? Also show a responsible licensee's name and license number.
  • Using "doctor"? Also say you are a psychologist.
  • You can ask the Board to waive your street address for good cause, such as safety.

N.J.A.C. 13:42-9.3 and 9.7

What you can't say

Never guarantee a cure or satisfaction, and keep every claim true and provable.

  • No in-person solicitation, and no ads that pressure or intimidate.
  • Testimonials need a past client or direct knowledge, plus a signed, notarized release.
  • Don't identify a client without written consent.
  • Keep copies of your ads.

Not yet confirmed: The word "specialist" isn't addressed in the sections we reviewed. Check with the board before using it.

N.J.A.C. 13:42-9.6 and 9.7

Your business

Forming your practice in New Jersey

Most therapists form a PLLC (professional LLC). Check what your licensing board allows.

If you elect S-corp later: New Jersey S-corps pay a minimum corporation tax each year (from $375).

Then get your free EIN, open a business bank account, and get your free NPI. More in do therapists need a PLLC or LLC?

WhatNew Jersey
Usual entityPLLC (professional LLC)
Yearly state filing$75
When it's dueBy the end of your anniversary month
Where to filewww.njportal.com/dor/annualreports

Paperwork

Informed consent and records in New Jersey

What your intake paperwork must cover, and how long to keep records. For the full form, see informed consent for therapy and the Good Faith Estimate guide.

Counselors

Informed consent

The board has no standalone informed consent rule that we found, but it requires you to explain money matters before you start.

  • Explain who pays, the fee, installments and missed-appointment costs.
  • Treating a minor needs consent from at least one parent or guardian unless a court orders otherwise.
  • Display your license and fee notices where clients can see them.

Not yet confirmed: We didn't find a rule listing what an informed consent form must contain. Ask the board what it expects.

N.J.A.C. 13:34-30.1 and 18.6

Records

Keep records at least 7 years after the last entry.

  • Have a plan for records if you close or leave practice, and contact clients seen in the last 6 months.
  • If you can't reach everyone, publish a local newspaper notice monthly for 3 months.
  • Other laws may require longer.

Not yet confirmed: We found no separate rule for minors' records. Ask the board whether a longer period applies.

N.J.A.C. 13:34-18.1(g) and 18.7

Complaints

Post a notice in your waiting room saying you're licensed by the Committee and that complaints can go to the Committee or the Division of Consumer Affairs.

  • Include their addresses and websites.
  • Also post: "INFORMATION ON PROFESSIONAL FEES IS AVAILABLE TO YOU ON REQUEST."

N.J.A.C. 13:34-19.1

Marriage and family therapists

Informed consent

The board has no standalone informed consent rule that we found, but it does require you to explain money matters before you start.

  • Explain how the fee is set, installments, third-party payment and missed-appointment costs.
  • Say that insurance coverage may not be available in all cases.
  • Give a written fee list before services begin.

Not yet confirmed: We didn't find a rule listing what an informed consent form must contain. Ask the board what it expects.

N.J.A.C. 13:34-6.1

Records

Keep records at least 7 years after the last entry.

  • For a minor: until the client turns 25.
  • Include a summary of the end of services when you terminate.
  • Other laws may require longer.

N.J.A.C. 13:34-8.1

Complaints

Post a notice in your office saying you're licensed by the Board and that complaints can go to the Board or the Division of Consumer Affairs.

  • Include both mailing addresses and websites.
  • Put it in a conspicuous place in your office.

N.J.A.C. 13:34-1.6

Clinical social workers

Informed consent

Explain your services and their limits in plain words, and give a signed written fee agreement before you start.

  • Tell the client in writing if confidential information may be requested or required by law.
  • The agreement covers purpose, risks, fee, who pays, missed-appointment costs and the right to end services.
  • Review it with the client at least once a year.
  • Treating a minor needs one parent's or guardian's consent unless a court orders otherwise.

N.J.A.C. 13:44G-10.5, 10.2 and 10.11

Records

Keep records at least 7 years after the last entry.

  • For a minor: until the client turns 25.
  • Give a client their record or a summary within 30 days of a written request.
  • Other laws may require longer.

Not yet confirmed: We found no rule on what to do with records when you close your practice. Ask the board.

N.J.A.C. 13:44G-12.1(e)

Complaints

Post a notice in your office telling clients they can file complaints with the Board of Social Work Examiners.

  • Include the Board's mailing address.
  • Also post: "INFORMATION ON PROFESSIONAL FEES IS AVAILABLE TO YOU ON REQUEST."
  • Put it where clients can see it, such as the waiting room.

N.J.A.C. 13:44G-10.1

Psychologists

Informed consent

The board has no standalone informed consent rule that we found, so follow ethics standards and these related rules.

  • Treating a minor needs consent from at least one parent or guardian unless a court orders otherwise.
  • For a minor over 14, both the minor and the parent sign record releases.
  • Explain fees and billing arrangements.
  • Post your practice authorization in your office.

Not yet confirmed: We didn't find a rule listing what an informed consent form must contain. Ask the board what it expects.

N.J.A.C. 13:42-8.6 and 10.10

Records

Keep records at least 7 years after the last entry.

  • For a minor: 7 years or until age 25, whichever is longer.
  • Have a plan for records if you move, retire, die or leave a group.
  • Clients can ask for a copy, and you have 30 days to provide it.
  • Other laws may require longer.

N.J.A.C. 13:42-8.1(g)

Complaints

Your board doesn't require a complaint notice that we could find.

Not yet confirmed: We found no rule telling psychologists to give clients complaint information. Ask the board to confirm.

Practice

Telehealth, recording, AI notes, and reporting in New Jersey

Telehealth consent

  • Say the client agrees to telehealth and may stop at any time
  • Offer a release so your notes can go to the client's primary care provider (counselors, MFTs)

Recording

New Jersey is a one-party consent state under its general recording law (N.J.S.A. 2A:156A-4). Whatever the law, get written consent before recording a session or using an AI tool that listens to one.

AI note tools

No state law or board rule specific to AI note tools confirmed as of Oct 2026. Federal HIPAA, state confidentiality law, and board ethics rules still apply.

More in AI scribe consent for therapists.

Your consent should
  • Name the AI tool and what it does (drafts notes from a recording, transcript, or the therapist's summary)
  • Say whether the session is recorded or transcribed, and how long any audio, transcript, and AI data is kept before deletion
  • Client may say no or withdraw at any time without losing care
  • the therapist reviews and signs every note

Reporting abuse

Report suspected child abuse or neglect immediately, by phone, to the State Central Registry.

  • Call 1-877-NJ ABUSE (1-877-652-2873), open 24 hours.
  • If a child is in immediate danger, call 911 as well.
  • You don't need proof. Reports made in good faith are protected.
  • Knowingly failing to report is an offense.

Not yet confirmed: We didn't confirm from the statute text whether a written follow-up is required. Ask the Division of Child Protection and Permanency when you call.

N.J.S.A. 9:6-8.10

The order

The order to do it in

The same steps as anywhere, with New Jersey's rules above plugged in. The full walk-through, with costs and a timeline, is in how to start a private practice.

Your New Jersey checklist, done for youThe free checklist fits every step to your license and New Jersey: your board's rules, your entity steps with filing links, and starter intake forms filled in with New Jersey's requirements.
Get your New Jersey checklist →

Frequently asked questions

Do I need a PLLC to start a private practice in New Jersey?

Not always, but most New Jersey therapists who form an entity use a PLLC (professional LLC). Most therapists form a PLLC (professional LLC). A sole proprietorship needs no state filing, but it doesn't separate your business from your personal assets. Check what your licensing board allows before you file.

How many CE hours do therapists need in New Jersey?

Counselors: Complete 40 contact hours every 2 years. Marriage and family therapists: Complete 40 contact hours every 2 years. Clinical social workers: Complete 40 CE credits every 2 years as an LCSW. Psychologists: Complete 40 CE credits every 2 years.

How long do I have to keep therapy records in New Jersey?

Counselors: Keep records at least 7 years after the last entry. Marriage and family therapists: Keep records at least 7 years after the last entry. Clinical social workers: Keep records at least 7 years after the last entry. Psychologists: Keep records at least 7 years after the last entry.

Is New Jersey a one-party or all-party consent state for recording sessions?

New Jersey is a one-party consent state under its general recording law (N.J.S.A. 2A:156A-4). Even so, ethics rules and HIPAA mean you should get your client's written consent before recording any session or using an AI note tool that records.

Can an LPC open a private practice in New Jersey?

The Licensed Professional Counselor (LPC) is New Jersey's full license for counselors, issued by the New Jersey Professional Counselor Examiners Committee, under the State Board of Marriage and Family Therapy Examiners, Division of Consumer Affairs. The level before it is Licensed Associate Counselor (LAC). On your website and ads: show your name, "LPC" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery. Then set up your business (in New Jersey, usually a PLLC, professional LLC) and confirm with the board that nothing else applies to your setup, such as a separate private-practice approval.

Can an LCSW open a private practice in New Jersey?

The Licensed Clinical Social Worker (LCSW) is New Jersey's full license for clinical social workers, issued by the New Jersey State Board of Social Work Examiners, Division of Consumer Affairs. The level before it is Licensed Social Worker (LSW). On your website and ads: show your name and "LCSW" or "Licensed Clinical Social Worker," plus your practice address and phone number, on ads, cards and stationery. Then set up your business (in New Jersey, usually a PLLC, professional LLC) and confirm with the board that nothing else applies to your setup, such as a separate private-practice approval.

What title do LMFTs use on their website in New Jersey?

Show your name, "LMFT" with your 12-digit license number, and your practice address and phone number on ads, cards and stationery. Office entry signs are exempt. You can use "Licensed Marriage and Family Therapist" instead of "LMFT.". Source: N.J.A.C. 13:34-9.3.

Can associates see private-pay clients in New Jersey?

New Jersey's associate and pre-licensed levels include Licensed Associate Counselor (LAC), Licensed Associate Marriage and Family Therapist (LAMFT), and Licensed Social Worker (LSW). Our research did not confirm whether New Jersey lets associates own a practice, bill in their own name, or see private-pay clients outside a supervisor's practice, so confirm with your board and your supervisor before you set one up.

Which board licenses psychologists in New Jersey?

The New Jersey State Board of Psychological Examiners, Division of Consumer Affairs. Continuing education: complete 40 CE credits every 2 years. Renewal: renew every 2 years, before your license expires. Confirm current requirements on the board's site.

Sources

Board rules checked October 25, 2026 from official board, statute, and state filing sites. If something has changed, email [email protected] and we'll update it.

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